Panin Bank is a large, private Indonesian bank.
It was founded in 1971, as the result of the merger of three banks: Bank Industri Djaya Indonesia, Bank Industri dan Dagang Indonesia and Bank Kemakmuran.
In 1982, Panin Bank became the first bank in Indonesia to offer shares on the Jakarta Stock Exchange.
39% of shares in Panin Bank are owned by Australia and New Zealand Banking Group (ANZ Banking Group), one of the world's largest international financial services conglomerates.
Panin Bank offers individual savings accounts, fixed term deposit accounts, checking accounts, credit cards.
Bank accounts are available in rupiahs as well as foreign currencies: US dollars, Japanese yen, euros and pounds sterling.
There is a savings account for children.
Save deposit boxes are available.
Foreign currency transfers can be made electronically.
The bank offers same day US dollar transfers to China.
Travelers checks are available.
Banking can be done at ATMS, over the phone, by text and over the internet.
Business customers can have checking accounts, savings accounts and fixed term deposit accounts.
The bank provides business loans and letters of credit.
Panin Bank offers businesses export and import services and will write bank drafts in foreign currencies.